Blog
Plain-English writing on accounting and finance for growing companies, with a focus on modular construction.
Templates and downloads
Files we use with clients, free. Each one asks for your name, email, and company first.
Free downloadWhat it actually costs to pay your vendorsBill pay fees matter less than you think. What seven systems and a Chase account charge, and the cost that matters more: re-keying.October 29, 2026 · Sam Neal, CPAFree downloadA breakeven utilization template for modular factoriesA free Excel template that shows how full your modular factory has to run before it makes money, and how many months your signed backlog covers.September 29, 2026 · Sam Neal, CPAFree downloadThe chart of accounts I use for modular construction clientsA free QuickBooks Online chart of accounts built for modular construction companies that recognize revenue as the job progresses.September 22, 2026 · Sam Neal, CPA
Articles
ArticleHanding off AP without switching systemsWhat the first 30 days of outsourced AP look like, week by week, when you keep your ERP, your payment system, and your team.October 27, 2026 · Sam Neal, CPAArticlePass-through costs modular builders forget to billVendor costs that should be billed through to the customer and never are, why they slip, and a simple tracker that keeps invoices going out on time.October 20, 2026 · Sam Neal, CPAArticleWhy POs, receipts, and invoices never agreeThe mismatches that keep a modular factory's POs, receipts, and invoices from agreeing, and a weekly routine that keeps them small.October 13, 2026 · Sam Neal, CPAArticleHow accounting caught two hidden ERP inventory errorsProjects looked 20% cheaper on materials than estimated. Here's how a project-vs-estimate review found two ERP inventory errors.October 6, 2026 · Sam Neal, CPAArticleOutsourced controller vs. full-time controller: pros and consSeven factors that decide whether your next controller should be on payroll or outsourced, from cost to risk.September 15, 2026 · Sam Neal, CPAArticleWhat does hiring a full-time controller actually cost?The hard costs and the time costs of hiring a full-time controller, with real numbers for a $20M company.September 8, 2026 · Sam Neal, CPAArticleWhy business owners fire their accountantThe four reasons business owners fire their accountant, and the four promises behind the name Four Accounting.September 1, 2026 · Sam Neal, CPA